| 3/2/1 Buydown | 2/1 Buydown | 1/0 Buydown | ||
|---|---|---|---|---|
| Year 1 | Interest Rate | 0.25 | 0.31 | 0.36 |
| Monthly Payment (Principal & Interest) | 1,232.97 | 1,381.66 | 1,538.07 | |
| Monthly Savings | 468.50 | 319.81 | 163.39 | |
| Annual Savings | 3,658.44 | 2,497.35 | 1,275.92 | |
| Year 2 | Interest Rate | 0.31 | 0.36 | - |
| Monthly Payment (Principal & Interest) | 1,381.66 | 1,538.07 | - | |
| Monthly Savings | 319.81 | 163.39 | - | |
| Annual Savings | 2,497.35 | 1,275.92 | - | |
| Year 3 | Interest Rate | 0.36 | - | - |
| Monthly Payment (Principal & Interest) | 1,538.07 | - | - | |
| Monthly Savings | 163.39 | - | - | |
| Annual Savings | 1,275.92 | - | - | |
| Total Seller/Builder Contribution | 11,420.47 | 5,798.46 | 1,275.92 | |